Be Secure When Moving Home - Peter Heron
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Be Secure When Moving Home

29 Jan 2014

One aspect of moving is often underestimated is the need to be vigilant over security. Competent estate agents are trained to qualify and vet prospective purchasers, avoid unsuitable unaccompanied viewings, and ensure that transactions do not fall foul of the anti-money-laundering regulations.

However there are other, less-obvious, aspects of the moving process that require attention as well. For example, recent research has shown that around 24% of homeowners leave themselves open to some form of identity theft when they move, simply by failing to redirect their post promptly. Indeed, almost half of all identity theft cases involve a previous address, and 70% of new occupants receive mail addressed to a past occupant. This often includes sensitive personal information which can be used by any fraudster to obtain credit in your name.

Here are few pointers to help reduce the risk of identify theft:

  1. Redirect your post as soon as you exchange contracts, to start a few days before you actually move.
  2. Inform your bank, credit card company, DVLA, Tax office, Passport office, pension provider, employer etc that you are moving. You can manage this easily online at www.iammoving.com
  3. Shred all personal correspondence before you bin it.
  4. Register your old address with the Mailing Preference Service to stop junk mail.
  5. Periodically check with a credit register such as Experian or CreditExpert that no-one has applied for credit using your name.

For most people, moving house is a positive experience, although there are of course stresses involved, and our job is to reduce that stress as far as possible.

If there is any way in which we can help with your move, rather than just your sale, then please do contact us. We're here to help!